Free property tax calculator tailored for Pennsylvania (PA). Calculate instantly with state-specific rates and rules.
Pennsylvania has an effective property tax rate of 1.49%, producing an average annual bill of $3,407. The US national average is 1.07% — Pennsylvania's rate is above, placing it at rank #39 out of 50 states (rank 1 = lowest).
Pennsylvania has no uniform statewide assessment ratio. Each county sets its own Common Level Ratio (CLR) — reflecting the ratio of assessed to market value — which can range from 5% (counties with very old base years) to 100%. This makes cross-county comparisons difficult. The CLR determines effective rates independent of the stated mill rate.
The Homestead/Farmstead Exclusion reduces assessed value by a locally determined amount for primary residences. The Property Tax/Rent Rebate (PTRR) program refunds up to $975 for qualifying seniors age 65+ and disabled individuals.
No statewide cap on annual increases, but CLRs in counties that have not updated their base year can be dramatically low, serving as a de facto cap for properties with stable valuations relative to when the base year was set.
Philadelphia has undertaken court-ordered full reassessment in recent years, causing massive tax bill changes. Allegheny County (Pittsburgh) has an outdated 2002 base year CLR, meaning assessed values are far below market — a significant hidden advantage for long-term owners.
The median home value in Pennsylvania is $240,000. Philadelphia and Pittsburgh have seen strong appreciation since 2020 (25-35%). The suburbs of both cities — Chester, Delaware, Montgomery, and Bucks counties around Philadelphia; Allegheny and surrounding counties for Pittsburgh — remain in high demand. At the 1.49% effective rate, a homeowner at the median value pays roughly $3,407/year in property taxes.
Data: Tax Foundation (2024), US Census Bureau ACS 2023, Zillow, ATTOM Data Solutions. Updated 2024–2025. Figures reflect state averages — consult a licensed professional for personalized advice.
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