Free property tax calculator tailored for Massachusetts (MA). Calculate instantly with state-specific rates and rules.
Massachusetts has an effective property tax rate of 1.12%, producing an average annual bill of $5,091. The US national average is 1.07% — Massachusetts's rate is near the national average by rate but high in dollar terms, placing it at rank #30 out of 50 states (rank 1 = lowest).
Massachusetts requires 100% assessment at full and fair cash value. Cities and towns conduct revaluations regularly (typically every 3 years) under state oversight. Class tax rates allow municipalities to shift more of the burden to commercial property.
The residential exemption, available in Boston and select other cities, exempts up to 35% of average assessed value for owner-occupants. Boston's residential exemption saves qualifying homeowners approximately $3,500/year. Seniors, veterans, and blind persons have additional statutory exemptions.
Proposition 2½ limits the total property tax levy growth to 2.5% per year statewide. This is one of the most meaningful statewide tax limits in the Northeast.
Massachusetts's Proposition 2½ has kept effective tax rates relatively stable for decades while home values have risen dramatically in Boston and eastern suburbs, effectively making long-term homeowners significant beneficiaries.
The median home value in Massachusetts is $560,000. Greater Boston remains among the tightest housing markets in the US with extremely limited supply. Western Massachusetts cities like Springfield and Holyoke offer far lower prices. At the 1.12% effective rate, a homeowner at the median value pays roughly $5,091/year in property taxes.
Data: Tax Foundation (2024), US Census Bureau ACS 2023, Zillow, ATTOM Data Solutions. Updated 2024–2025. Figures reflect state averages — consult a licensed professional for personalized advice.
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