Closing Cost Calculator for South Carolina

Closing Costs in South Carolina

Buyers in South Carolina typically pay around $2,900 in total closing costs. South Carolina charges a deed recording fee ($1.85/$500 of value) and a mortgage recording fee. Total closing costs are moderate by Southeast standards.

What's Included in South Carolina Closing Costs?

• Transfer & recording taxes: South Carolina charges a deed recording fee ($1.85/$500 of value) and a mortgage recording fee. Total closing costs are moderate by Southeast standards.
• Lender fees: Origination, underwriting, and processing fees — typically 0.5–1% of the loan amount regardless of state.
• Title insurance: Owner's and lender's policies, required in most South Carolina transactions.
• Prepaid items: First year homeowner's insurance premium, prepaid property tax escrow, and prepaid interest.
• Escrow/attorney fees: South Carolina typically uses attorneys to close real estate transactions.

Home Values & Loan Context

With a median home value of $290,000 in South Carolina, a 10% down payment buyer would borrow around $261,000. The conforming loan limit is $726,200 — All South Carolina counties are at the standard conforming limit.

Closing Cost Calculator for Other States