Closing Cost Calculator for Arkansas

Closing Costs in Arkansas

Buyers in Arkansas typically pay around $2,200 in total closing costs. Arkansas has minimal state-level transfer taxes, keeping closing costs modest.

What's Included in Arkansas Closing Costs?

• Transfer & recording taxes: Arkansas has minimal state-level transfer taxes, keeping closing costs modest.
• Lender fees: Origination, underwriting, and processing fees — typically 0.5–1% of the loan amount regardless of state.
• Title insurance: Owner's and lender's policies, required in most Arkansas transactions.
• Prepaid items: First year homeowner's insurance premium, prepaid property tax escrow, and prepaid interest.
• Escrow/attorney fees: Arkansas typically uses attorneys to close real estate transactions.

Home Values & Loan Context

With a median home value of $170,000 in Arkansas, a 10% down payment buyer would borrow around $153,000. The conforming loan limit is $726,200 — All Arkansas counties are at the standard conforming limit.

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