Closing Cost Calculator for Connecticut

Closing Costs in Connecticut

Buyers in Connecticut typically pay around $4,200 in total closing costs. Connecticut charges a Conveyance Tax of 0.75% on the first $800,000 of sale price and 1.25% above that, making it one of the higher transfer tax states.

What's Included in Connecticut Closing Costs?

• Transfer & recording taxes: Connecticut charges a Conveyance Tax of 0.75% on the first $800,000 of sale price and 1.25% above that, making it one of the higher transfer tax states.
• Lender fees: Origination, underwriting, and processing fees — typically 0.5–1% of the loan amount regardless of state.
• Title insurance: Owner's and lender's policies, required in most Connecticut transactions.
• Prepaid items: First year homeowner's insurance premium, prepaid property tax escrow, and prepaid interest.
• Escrow/attorney fees: Connecticut typically uses title companies or escrow agents to close real estate transactions.

Home Values & Loan Context

With a median home value of $370,000 in Connecticut, a 10% down payment buyer would borrow around $333,000. The conforming loan limit is $726,200 — Fairfield County qualifies for high-cost limits; most other Connecticut counties are at the standard conforming limit.

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